An automatic "stay" is issued to all creditors when an individual, family, or business files for bankruptcy protection. This "stay" stops all debt collection actions and debt litigation pending the bankruptcy case outcome. If any creditor, debt collection agency, or law firm contact you following notice of the "stay", this is a violation of the Fair Debt Collection Practices Act (FDCPA) and the bankruptcy laws.
You should document each violation and immediately report the violation(s) to your attorney. In some cases, these violations may lead to fines, penalties, and potential civil litigation that may allow you to seek civil damages for each and every violation that has occurred. This also holds true if creditors contact you, debt collection agencies, or law firms following a successful bankruptcy regarding debt that has been discharged in the bankruptcy case. A restraining order is issued with the bankruptcy discharge, which protects you after the case is completed.
We are extremely detailed in our preparation regarding your bankruptcy and bankruptcy-related legal issues, provide a comprehensive approach in seeking a successful bankruptcy, and guide you through this difficult process with the dignity and respect you deserve.
Pursuant to BAPCPA "We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."
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