Chapter 7 Bankruptcy
Can Eliminate

A credit card sitting on top of a calendar beside a calculator

Credit Card Debt

An auto loan approved with a set of car keys laying on top

Auto Loan Deficiency Balance

A notebook titled "Tax Credit" beside a calculator

Taxes

(Some Taxes are Dischargeable)

A medical bill with a stethoscope and pen laying on top

Medical Debt

A man with his hand on his forehead holding a foreclosure document by a laptop

Mortgage Balance

After Foreclosure

A couple sitting on the floor surrounded by moving boxes holding a lease document

Lease Debt

Two business owners, one with hand to forehead, wearing aprons sitting at a table  with notebooks and a calculator

Business Debt

A woman sitting at a table surrounded by bills holding both her hands to her head

Most Other Debt

Typically, an individual who files for Chapter 7 bankruptcy has a large amount of unsecured debt, including multiple credit cards, various other unsecured loans, taxes, and medical bills. The payment status may or may not be delinquent. In many Chapter 7 bankruptcy situations, you may be able to keep specific secured debts such as your car, furniture, or home, as long as you reaffirm your commitment to continuing paying these debts. To keep these items in a successful Chapter 7 bankruptcy, you must voluntarily sign a "reaffirmation agreement," which stipulates that the creditor will have the same rights against you after the discharge if you default, which they had before the bankruptcy was filed. Essentially the debt survives the bankruptcy.

We are extremely detailed in our preparation regarding your Chapter 7 bankruptcy, provide a comprehensive approach in seeking a successful Chapter 7 bankruptcy, and guide you through this challenging process with the dignity and respect you deserve.

Schedule Your Free Consultation Today!

Pursuant to BAPCPA "We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code."

United States District Court ‑ Middle District of Georgia
United States Bankruptcy Court ‑ Middle District of Georgia
Court of Appeals of the State of Georgia
State Bar of Georgia
Supreme Court of Georgia
United States Court of Appeals for the Eleventh Circuit
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